Save money!!! I don't just mean, spend less but save money, in an account.
We have two main goals, which are: 1. Emergency Fund 2. Down payment on a house (in two years).
We have canceled a few things that take money out of our pocket.
1. Netflix. We realized that we are not taken full advantage of the rentals. We usually keep a movie for weeks and end up averaging 2-3 movies a week. That is too expensive when we can rent at red box and pay a total of $3 if and when we are ready to watch a movie. My kids enjoy the streaming, but they don't need to watch so many movies when there are many other things to do in the day. (savings:$14.99
2. Debtwatchers: A program through Primerica that we have been paying for many months and never even used. It's a great program, if you use it. We haven't, and we won't. Hubby is just too busy and so am I. Plus I work better using paper and pen. (savings: I don't remember..sad huh. I think its around $20)
3. Melaluca: Loved their products and would still be doing it, but decided to cancel for a few months and use homemade or other safe cleaners if I must. (Saving: Between $50.00 and $75)
That is a grand total savings of round $100 depending on Melaluca, it varies, and the actual amount of Debtwatchers.
Saving those amounts will help toward my long term money goals.